Holiday shopping? Don’t forget that extra cash back

Holiday shopping? Don’t forget that extra cash back

When you’re using your credit card to buy holiday gifts, it’s easy to forget those cash-back bonuses that some card issuers offer.

Extra cash on rotating categories. Some bank-issued credit cards offer extra cash back of five percent or so on merchant categories that change every three months. So your card may give you additional cash when you shop at electronics and drug stores during one quarter and at home improvement centers and discount stores the next.

For instance, from … (read more)

Don’t pay cash and other remodeling mistakes to avoid

Don’t pay cash and other remodeling mistakes to avoid

While there are plenty of honest remodeling contractors out there, the field has its share of bad apples. We asked our Facebook fans to tell us the craziest thing their contractors told them. “Well, all windows leak a little,” a poster wrote. “Don’t worry about water coming through the electrical fixture,” another wrote. Our favorite: “It would save time just to send you a court transcript.” This checklist will help you avoid similar experiences with your kitchen remodel:

Don’t chase … (read more)